Phone: (850) 383-4617
Are you tired of making that daily dash to the branch to deposit your checks?
Premier Bank's Remote Deposit service is available for qualifying business accounts only. With Remote Deposit, you can scan and submit your checks electronically from the convenience of your place of business. No more wondering if the traffic or bad weather will delay timely posting of deposits. No more trips to the branch. No more waiting in line. No more playing "beat the clock."
Depositing your check remotely is largely made possible by "Check 21" legislation. Check 21 gives us the opportunity to replace labor-intensive, paper-based check processes with quicker, safer, image-based handling and clearing services.
• Reduce Risk – The operational risks associated with paper-based transaction processes, including couriers, paper handling and other manual processes, are virtually eliminated. Risks are further reduced through comprehensive access controls, encryption and tracking of user activity.
• Improve Cost Savings – Clients can eliminate the time and expense required to prepare, transport and deposit transactions at physical bank locations; use any Internet-enabled PC to make deposits and achieve improved funds availability.
• Consolidate Funds – If your business operates from multiple locations the Remote Deposit solution will enable you to consolidate your deposits.
• Enjoy the Convenience – Make deposits anytime, 24 hours a day and 7 days a week! Normal processing and cut off times apply.
"Check 21" is shorthand for the Checking for the 21st Century Act, a new law that took effect in October 2004. Check 21 makes a "substitute check" the legal equivalent of the original check. A "substitute check" couples images of the front and back of the original check with additional routing information. Check 21 makes it possible for a business to deposit checks remotely and electronically with its financial institution.
Remote Deposit is a business customer's ability to capture the images and transaction information of check accepted for payment and deliver this information electronically to a financial institution in a form such that the checks can be processed as if the original items had been physically received and captured. These electronic items can then be delivered to other financial institutions via an approved file format.
Remote Deposit is simple. There's no software to install, no computer to upgrade, and no PC to dedicate exclusively. All you need is an Internet-enabled PC with a browser and the check scanner we provide.
You accept check payments from your customers. Using Remote Deposit, you scan and submit those check securely over the Internet to us. We receive your remote deposits and process the checks accordingly. It's just that simple.
No longer will you have to rush to the branch for daily deposits. With convenient Remote Deposit service, checks are deposited right from your desktop. No hassle, no waiting, no more playing "beat the clock."
Your valuable time is not spent traveling to and from the branch, allowing you to focus on growing your business. Simplify your routine. Forgo the daily time, risk, and expense of sending an employee offsite or paying for courier pick-up. What are you waiting for? Let us show you how!
1. Convenience: No more daily trips to the branch. Deposit checks right from your desktop.
2. Expanded cutoffs: Extends deposit window.
3. Reduced expenses: Saves time and money. Eliminates the cost and liability of regular trips to the branch. Reduced deposit preparation costs. Fewer NSFs.
4. Faster clearing: Speeds up the availability of funds. Improves cash flow.
5. Streamlined operations: Automate the process of creating deposit tickets. Improves posting accuracy. Centralizes deposits from satellite offices with one financial institution.
6. Peace of mind: Reduces the risk of fraud. Assures deposits are being made daily.
Deposits are insured for $250,000 until 12/31/13
Premier Bank, Member FDIC, Equal Housing Lender
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